What is Ray?
Ray is an open-source AI financial advisor that connects to real bank data and runs locally from the terminal. It tracks net worth, spending and goals, and offers chat-based advice on what to do with money. It is MIT licensed and installs via npm.
Key facts
- Pricing
- Open source
- Category
- Finance
- Website
- https://rayfinance.app/
- Listing updated
- Nov 11, 2026
Ray FAQ
What is Ray?
Ray is an open-source AI financial advisor that connects to real bank data and runs locally from the terminal. It tracks net worth, spending and goals, and offers chat-based advice on what to do with money. It is MIT licensed and installs via npm.
What does Ray cost?
Ray pricing is listed as Open source.
What are alternatives to Ray?
Finance alternatives to Ray include FinChat, Lido, Onfido, ComplyAdvantage, Jumio and Vic.ai.